Have a dream trip in mind and could use a little help paying for it? Have a trip planned but want to add a new element to it that is out of your budget?
Uplift is a monthly payment program available exclusively for the purchase of vacation packages (minimum purchase of $300 and maximum of $15,000). Financing is limited to 11, 18 and 24 months period of fixed monthly payments.
HOW DO YOU QUALIFY?
To qualify for Uplift monthly payments, the following requirements must be met:
- You must have a mobile phone number with smartphone capability.
- The package price must be at least $300.
- You must purchase the package at least 24 hours (in CAD) or 11 days (in USA) before departure.
- You must be the one travelling.
- You must be American or Canadian and over the age of 19
- You can only have a maximum of two active loans with Uplift at any given time.
HOW DOES UPLIFT WORK?
- When you book your trip, select “Pay monthly” as the payment method at checkout.
- Fill out a no-commitment financing request from Uplift to receive a loan decision immediately without leaving Transat.com. The request will take 5-10 minutes to complete and will consist of these five steps:
- Enter information requested by Uplift: You will be asked to provide some personal information, including your name, address, email, phone number, date of birth and annual income.
- Confirm loan eligibility: Uplift will then proceed with a soft check of your loan eligibility. This verification will not affect your credit score.
- Receive Uplift loan decision (accepted or refused): Within seconds, you will receive a response and the exact amount of the monthly payments, if accepted.
- Accept loan terms and conditions: You will be asked to accept the terms of the loan agreement.
- Finalize agreement: Your transaction will not be completed until you click “Pay now.”
- Once your booking is complete, Uplift will proceed to pay for your entire trip.
- Transat will then send you a confirmation email indicating that the booking has been made and the loan granted. The email will also include the amount paid. Uplift will also send you a loan confirmation email.
- You will then be responsible for making fixed monthly payments, based on your purchase date, until the loan is repaid.
- There are no payment restrictions or penalties. You may increase payments or repay the entire loan at any time.
WHEN IS THE 1st PAYMENT DUE?
- Payment for the first month must be made at the time of booking, either directly from your bank account or via Visa Debit/Debit Mastercard.
- When purchasing travel insurance: If the price of your travel insurance is higher than the proposed Uplift monthly payment, your first Uplift payment will equal the total amount of your insurance.
- Once the initial payment is made, the balance is then divided into 11 equal monthly payments
- Financing is limited to a 11, 18 and 24 months period of fixed monthly payments.
Read more Q&As for more details.